Version  17/08/2021

1. Australian Securities and Investments Commission
2. The New Payment Platform (NPP) is a real time payment system operated by NPP Australia Limited.
3. Note: Your User Name is not the same as a PayID (as used on defined by the NPP). BackPocket and NPP both enable users to link email and mobile phone numbers to facilitate payments.  Your User Name when used in these terms and conditions is only applicable to your use of the BackPocket App.
4. Personal Identification Number (PIN)