Split online purchases with friends
We pay your cart total. You only pay your share. Friends pay us back in 7 days.


Featured Stores
Welcome to Backpocket 👋
The new way to pay with friends
Forget Buy Now Pay Later. We’re an entirely fresh way to pay. Backpocket is the world’s first payment service that lets you split with friends, only pay your share and checkout instantly. Just shoot the link to your mates and they have 7 days to pay the rest. All for free. Zero fees.



Only pay your share
Split purchases like gifts and tickets with friends. You pay your share. Friends pay theirs. No more chasing mates to pay up.
We pay your cart
total, instantly
Just pay your share and we’ll pay the rest, instantly. No need to wait for friends to pay. Zero added fees.

Friends, not instalments
Forget Buy Now Pay Later. Just split your purchase with Backpocket and share your payment link with friends to pay back. No more nagging. No fees. Ever.

Just choose Backpocket at checkout

1. Shop online
Add your order to cart and checkout using Backpocket

2. Pay your share
And we pay the rest. No waiting for friends. No added fees.

3. Share the link
Your group has 7 days to settle up with us via the payment link
FAQs
Backpocket is a free Australian-owned service that lets shoppers split and pay for purchases online with their mates, for free.
Simply checkout using Backpocket, select how many friends are in your group and pay your share and your item will be on it’s way! Forward the group payment link to your friends to settle up. No account or app download or extra admin required.
Paying with Backpocket is free for all users and does not affect your or your friends credit score or credit rating.
When you checkout with Backpocket the order is processed immediately by the store. It’s just like checking out with a card or with any other payment service, the only difference is you only pay your share, no need to cover for your friends and wait for them to pay you back.
Backpocket offers a 7 day period for your group to settle up the purchase. You’ll always be able to see who has paid and contribute more to the total if you need.
We’ll give you and your group plenty of notice of the deadline, and we’ll alert you if the payment period lapses. If payment isn’t made, we may suspend your Backpocket account from further use until the bill is settled and/or charge the group organiser the remaining amount. There are no fees for late payment.
No account is needed for friends to pay. Just share the link and they can choose to pay instantly.
We are currently rolling out across a variety of online stores and booking platforms. View our featured stores. You can also request a store or learn more if you are a store owner.
Backpocket is completely free to use for all group members and no app download is required.
Feel free to contact us using the chat icon on the lower right of the page. Or email us at support@backpocket.com.au